Dec 30, 2013; San Antonio, TX, USA; Oregon Ducks quarterback Marcus Mariota (8) looks to pass during the second half against the Texas Longhorns at Alamo Dome. Oregon defeated Texas 30-7. Mandatory Credit: Soobum Im-USA TODAY Sports

Oregon Football: Marcus Mariota takes out insurance policy

Marcus Mariota made a surprising decision to return to the Oregon Ducks for his redshirt junior season in 2014 instead of declaring for the NFL draft where he could have been the first quarterback taken and a potential No. 1 pick overall.

Today, not-so-surprising news was revealed via Rand Getlin that the Heisman Trophy candidates had purchased a large disability plan in excess of $5 million dollars.

This is a rather common practice for college athletes who project to be high picks in the upcoming draft to take out an insurance policy to protect themselves in the event they suffer a catastrophic injury that prevents them from playing at the next level.

Players such as Jadeveon Clowney and Johnny Manziel are two recent examples of players who took out a policy after before declaring for the draft.

Thankfully for fans of college and professional football, neither of them suffered a devastating injury and are in position to be top picks in next month’s draft.

Hopefully, we’ll be saying the same about Mariota this time a year from now as he will be on the short list for the Heisman and have the Ducks in position to make the college football playoff.

Tags: Marcus Mariota Oregon Ducks

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